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1243 Alpine Road
Suite 219
Walnut Creek, CA 94596

Mercer Putney Financial Advisors

(925) 932-4700

 

Library

We are pleased to announce the publication of a new book, The Wealth Solution, that provides valuable insight into the investing world. The authors were invited to contribute to the book, which describes in detail the investment approach we use here at Putney Financial Advisors, including the research and philosophy that underlie our approach.

Download the PDF


Deal with Your Debt
By Liz Pulliam Weston

Live without debt? On what planet? For most people, it's just not practical. Here's the good news: you can manage your debt so it actually improves your financial well-being. You can pay off debts that are truly toxic and cut the costs of the debts you keep. You can keep debt from getting out of hand and get smarter about every debt you incur from now on. Read Deal with Your Debt to learn how.


The New Retirementality
By Mitch Anthony

Sipping martinis and playing golf may be your dream of an ideal retirement, but chances are that's not where you'll end up. Because your retirement may span 30 years or longer, endless days of leisure can quickly lead to boredom, depression and discontent. What is appealing to most of us is a life of fulfillment and purpose, one in which "retirement" plays an important role-the passage from one stage of life to another. The New Retirementality is the ability to achieve the freedom to pursue your own goals, at your own pace, on your own terms...regardless of your age. In this newly revised second edition of the book that defined what retirement will look like in the future, you will learn how to retire on purpose, with purpose - and change your life.


Sudden Money
By Susan Bradley

From inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully.


All About Asset Allocation
By Richard A. Ferri, CFA

Rick Ferri goes beyond sound-bite financial columns and TV programs to explain asset allocation in terms that anyone can understand. Using a concise style, this book features straightforward explanations of asset allocation, a review of the asset allocation process and guidelines for implementing strategies and programs.


The Number: A Completely Different Way to Think about the Rest of Your Life
By Lee Eisenberg

"The Number" is the amount of money you need to have socked away in order to be confident that your postretirement life will meet your expectations. Everyone's Number is different – and while it is important to save enough to last – Eisenberg says Americans need to also determine how they want the rest of their life to look. “It’s not just ‘how much’ but ‘what for’" he says. He provides a charmingly written consideration of an aging generation's retirement worries and of the investment business designed to profit from them. Heartfelt discussions of goals, health and health care, "downshifting" to enjoy life while spending less money and the meaning of postretirement life pepper its pages. His perceptive analyses of real and fictional people's financial hopes and strategies will inspire readers to reconsider their Numbers and their methods for investing. Sheryl Garrett, founder of the Garrett Planning Network, George Kinder, co-founder of the Kinder Institute of Life Planning, and many other leading financial planners are profiled in the book. Eisenberg provides additional thoughts on his web-log.


The Intelligent Investor: The Definitive Book on Value Investing
By Benjamin Graham with updated examples by Jason Zweig

One of the greatest investment advisors of the twentieth century, Benjamin Graham taught and inspired people worldwide. This revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines and gives readers a more thorough understanding of how to apply Graham's principles of value investing.


Zero Debt
By Lynette Khalfani

If you want to be debt-free and work toward financial freedom, you need an action plan to guide you. This book is your step-by-step plan and it's simple and easy to understand.


The Ultimate Credit Handbook: How to Cut Your Debt and Have a Lifetime of Great Credit
By Gerri Detweiler

A former director of Bankcard Holders of America, Gerri Detweiler draws on her years of expertise in counseling consumers with credit problems to write the definitive handbook on how to have more credit, get out of debt and potentially live a lifetime of financial stability and prosperity.


College Money Handbook
By Petersons

This book is an annually updated reference guide to more than 1,600 individual colleges’ student financial aid appropriations. It is designed to help prospective undergraduate students and their families discover what they might look for in financial aid from particular institutions, aid them in making comparisons between institutions and help them make decisions related to financial aid. The front matter provides a concise overview of the student financial aid system.


The Widow’s Resource
ByJulie A. Calligaro

This book provides answers to the financial and legal questions that a widow will face within the first six to nine months of her husband's death. It contains sample letters and to-do lists on perforated pages that tear out of the book for easy use.


Suddenly Single: Money Skills for Divorcees and Widows
By Kerry Hannon

This book provides divorced or widowed women with essential information that can transform their lives. The book should be viewed as an essential survival kit for all suddenly singles.


Widow To Widow
By Genevieve Davis Ginsburg, M.S.

In this remarkably useful guide, widow, author, and therapist Genevieve Davis Ginsburg offers fellow widows-as well as their family and friends-sage advice for coping with the loss of a husband. From learning to travel and eat alone to creating new routines to surviving the holidays and anniversaries that reopen emotional wounds, Widow to Widow walks readers through the challenges of widowhood and encourages them on their path to building a new life.


Retirement Bible
By Lynn O'Shaughnessy

A complete guide to the personal finance issues surrounding retirement, from 401(k)s to estate planning and trusts. The author discusses how to save money on taxes, calculating for the retirement you want, IRAs, stocks, bonds, mutual funds and other investments.


The Richest Man in Babylon
By George Clason

A collection of parables written in the 1920s, this book is a timeless, inspirational work. Great advice on the subject of thrift, financial planning and personal wealth, that is just as sound today, as it was 80 years ago.


The Millionaire Next Door
By Thomas Stanley and William Danko

Contrary to what many may believe, most millionaires are not flashy. This book gives you a good look at the profile of a typical millionaire, how they got there, and how you can learn from their habits.


Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life
By George Kinder, CFP®

This is a book that searches for the spiritual meaning in wealth, and tells the stories of three composite characters throughout the book. You learn how to evolve through the seven stages (innocence, pain, knowledge, understanding, vigor, vision, and aloha) necessary in achieving financial and emotional security. Named as “one of the most influential people in the financial planning industry” (Investment Advisor magazine, June 2003), George is the founder of The Kinder Institute of Life Planning, a personal empowerment and training organization that offers the highly-acclaimed Seven Stages of Money Management Workshop.


Who Gets Grandma’s Yellow Pie Plate?
By Marlene Stum

This is a sensible, down to earth guide on how to handle the distribution of family items from one generation to the next. The goal is to have the process be a celebration of the deceased person’s life, rather than allowing emotions to harm or destroy family relationships.


A Random Walk Down Wall Street: The Best Investment Advice for the New Century
By Burton Malkiel

This is an investment classic, originally published in 1973. It has just been updated, and now takes into account the dot-com meltdown. Among other topics, Malkiel gives an entertaining history of past market bubbles, and explains why it’s not worth trying to beat the market. There is also a life-cycle guide to investing in the market.


The Essence of Success, 163 Life Lessons from the Dean of Self-Development
By Earl Nightingale

This is a classic collection of lessons that touch on many topics, many of which relate to money. Goal setting, being creative, managing risk, making the most of opportunities and various other topics are covered. Each lesson is only a few pages long, so it is easy to read a few lessons at a time.


The Way To Wealth
By Benjamin Franklin

Statesman, scientist, entrepreneur, inventor . . . Benjamin Franklin is synonymous with American ingenuity and achievement. It's no coincidence that his face is on the hundred dollar bill. In "The Way to Wealth," Franklin reveals--through his wise and witty sayings--the fundamental principles for a prosperous life. Originally published in the 1757 Poor Richard's Almanac, this work was America's first financial advice book. Widely read throughout the Colonies, Franklin's wisdom guided our nation during the Founding era--and it is just as relevant today.


Investment Policy
By Charles Ellis

International investment policy issues are especially challenging in the 1990s. This proceedings of a seminar sponsored jointly by CFA Institute and Security Analysts Association of Japan addresses topics from endowment management to a comparison of U.S. and Japanese pension policies. It includes a case study focusing on asset allocation in uncertain capital market conditions.


Values Based Financial Planning
By Bill Bahcrach

In the grand scheme of things, money's not that important. It's important only to the extent that it allows you to enjoy what's important to you. And not worrying about your finances is critical to having a life that excites you, nurtures those you love, and fulfills your highest aspirations. If you want to make smart choices about money, based on what is important to you--your core values--this book is for you.

This informative and well-written book will help you build a financial strategy, starting with your own unique values--what is truly important to you. By defining these unique values, you can create a plan that not only looks good on paper, but spurs you to follow through and work toward your goals. Values-Based Financial Planning: The Art of Creating and Inspiring Financial Strategy will help you realize what's important to you, align your financial choices with the great life you want, and become inspired to do whatever it takes to have that life.


Your Money and Your Brain: How the New Science of Neuroeconomics Can Help Make You Rich
By Jason Zweig

It's tempting to blame your upbringing or your stingy boss, but the real culprit in your flawed relationship with money is your very own brain, argues finance writer Zweig. Combining concepts in neuroscience, economics and psychology, he explains how our biology drives us toward good or bad investment decision. Our brains are pretty self-deceptive, it turns out: we have difficulty admitting our lack of knowledge about finances; we overestimate our own wisdom and performance; and our preference for mistakes of action rather than inaction often leads us to irrational investment decisions. Backed by stellar research and written in an entertaining, informal style that makes a complex subject accessible to the layperson, Zweig makes clear how we can understand what our brains are doing and how to use that knowledge to get out of our own way and invest wisely.


The 7 Habits of Highly Effective People
By Stephen R. Covey

Stephen R. Covey's incredibly successful book is a pathway to wisdom and power. It offers a revolutionary program to breaking the patterns of self-defeating behavior that keep us from achieving our goals and reaching our fullest potential, and describes how to replace them with a principle-focused approach to problem-solving.


The Ultimate Gift
By Jim Stovall

What would you do to inherit a million dollars? Would you be willing to change your life? Jason Stevens is about to find out in Jim Stovall's The Ultimate Gift. Red Stevens has died, and the older members of his family receive their millions with greedy anticipation. But a different fate awaits young Jason, whom Stevens, his great-uncle, believes may be the last vestige of hope in the family. "Although to date your life seems to be a sorry excuse for anything I would call promising, there does seem to be a spark of something in you that I hope we can fan into a flame. For that reason, I am not making you an instant millionaire." What Stevens does give Jason leads to The Ultimate Gift. Young and old will take this timeless tale to heart.


The Middle-Class Millionaire: The Rise of the New Rich and How They Are Changing America
By Russ Alan Prince

Sandwiched between the rich and the middle class are 8.4 million American households with a net worth between $1 million and $10 million. Prince and Schiff present intriguing statistical nuggets from their survey of 586 middle-class millionaire households. Although these people may be rich by most definitions, many were raised middle class, earned rather than inherited their wealth and still retain middle-class values. Comparing the responses of middle-class millionaires to middle-class households with less than $1 million net worth, Prince and Schiff determine that middle-class millionaires work harder, suffer more setbacks, choose homes for quality schools rather than convenience to work or shopping and have larger social networks. The book offers something for those who yearn to join the middle-class millionaires or move up among their ranks, especially entrepreneurs with business plans for this population, who are heavily profiled in these pages.


Look and Feel Fabulous Forever: The World's Best Supplements, Anti-Aging Techniques, and High-Tech Health Secrets
By Oz Garcia and Sharyn Kolberg

We live in an age of medical breakthroughs and instant global availability, so why should our medical resources be limited to our hometown? Whether you're looking for a simple herb to calm your stomach or the most advanced medical centre for knee replacement surgery, THE HIGH TECH HEALTHY BODY is your ultimate resource. Covering such diverse problems as thinning hair, impotence, cellulite, poor muscle tone, anxiety, weight gain, fatigue, faulty memory, compromised immunity, and dental flaws, this source guide defines the ailments or conditions, explains how the therapeutic strategies solve the problem and then gives up-to-the-minute, reliable guidance on acquiring whatever product or service is called for. Starting tomorrow, you can be on your way to having the best body you can possibly have. THE HIGH TECH HEALTHY BODY introduces such health-giving products and services as power shakes, probiotics, super drugs, live cell shots, placental implants, closing, stem cells, 3D cat scans and genomics. We live in a time when within a generation biotechnologies and nanotechnologies will have transformed how we go about being well and how we define health. This comprehensive guide opens up the whole world of high tech health and shows what we can do today to look and feel our best.


Fantastic Voyage: Live Long Enough to Live Forever
By Ray Kurzwill and Terry Grossman, M.D

One of the most respected scientists and futurists in America teams up with an expert on human longevity, to show how we can tap today's revolution in biotechnology and nanotechnology to virtually live forever.


Happier: Learn the Secrets to Daily Joy and Lasting Fulfillment
By Tal Ben-Shahar

Can You Learn to Be Happy? YES . . . according to the teacher of Harvard University’s most popular and life-changing course. One out of every five Harvard students has lined up to hear Tal Ben-Shahar’s insightful and inspiring lectures on that ever-elusive state: HAPPINESS.

HOW? Grounded in the revolutionary "positive psychology" movement, Ben-Shahar ingeniously combines scientific studies, scholarly research, self-help advice, and spiritual enlightenment. He weaves them together into a set of principles that you can apply to your daily life. Once you open your heart and mind to Happier ’s thoughts, you will feel more fulfilled, more connected . . . and, yes, HAPPIER.


The Last Lecture
By Randy Pausch

"We cannot change the cards we are dealt, just how we play the hand." —Randy Pausch In this book, Randy Pausch has combined the humor, inspiration and intelligence that made his lecture such a phenomenon and given it an indelible form. It is a book that will be shared for generations to come.


Hot, Flat, and Crowded: Why We Need a Green Revolution--and How It Can Renew America
By Thomas L. Friedman

Thomas L. Friedman’s phenomenal number-one bestseller The World Is Flat has helped millions of readers to see the world in a new way. In his brilliant, essential new book, Friedman takes a fresh and provocative look at two of the biggest challenges we face today: America’s surprising loss of focus and national purpose since 9/11; and the global environmental crisis, which is affecting everything from food to fuel to forests. In this groundbreaking account of where we stand now, he shows us how the solutions to these two big problems are linked--how we can restore the world and revive America at the same time.